> ## Documentation Index
> Fetch the complete documentation index at: https://docs.collectwise.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Debtor Object

> The Debtor object represents a debtor in the CollectWise system. It contains all the relevant information about a debtor and their debt.

## Debtor Object Properties

The Debtor object contains the following properties:

### Required Properties

* **debtorId**: `string` – Unique identifier of the debtor
* **debtorName**: `string` – Full name of the debtor
* **totalUnpaidDebt**: `number` – Total amount of unpaid debt
* **delinquencyDate**: `string (date)` – Date when the debt became delinquent
* **phoneNumber**: `string` – Contact phone number of the debtor
* **email**: `string` – Email address of the debtor
* **productOrService**: `string` – Name of the product or service delivered to the debtor
* **creditorName**: `string` – Name of the creditor

### Optional Properties

* **accountNumber**: `string` – Account number associated with the debt
* **address**: `string` – Street address of the debtor
* **city**: `string` – City of the debtor
* **state**: `string` – State of the debtor
* **zipCode**: `string` – ZIP code of the debtor
* **county**: `string` – County of the debtor
* **ssn**: `string` – Social Security Number of the debtor
* **lastPayDate**: `string (date)` – Date of the last payment made by the debtor
* **chargeOffDate**: `string (date)` – Date when the debt was charged off, if applicable
* **interestDue**: `number` – Amount of interest due on the debt
* **principalDue**: `number` – Amount of principal due on the debt
* **otherFees**: `number` – Other fees associated with the debt
* **amountPaid**: `number` – Total amount paid by the debtor so far
* **callbackNumber**: `string` – Callback phone number
* **creditorEmail**: `string` – Email address of the creditor
* **paymentLink**: `string` – Link where the debtor can pay their balance, included in outreach

***

### Example Debtor Object

```json theme={null}
{
  "debtorId": "123456",
  "debtorName": "John Doe",
  "totalUnpaidDebt": 5000.00,
  "delinquencyDate": "2023-01-15",
  "phoneNumber": "+1234567890",
  "email": "johndoe@example.com",
  "productOrService": "Credit Card",
  "creditorName": "ABC Bank",
  "creditorEmail": "billing@abcbank.com",
  "accountNumber": "ACC123456",
  "address": "123 Main St",
  "city": "Anytown",
  "state": "CA",
  "zipCode": "12345",
  "county": "Los Angeles County",
  "lastPayDate": "2022-12-01",
  "interestDue": 250.00,
  "principalDue": 4750.00,
  "amountPaid": 1000.00,
  "callbackNumber": "+18768828825",
  "paymentLink": "https://abcbank.com/pay"
}
```